All it takes is a few minutes of your time to compare various health plans available to you. Why not try it out? If "I don't feel like it," is your answer, the next time you look at your bill you will remember what you said. Just a few minutes to save yourself so many headaches, frustration, and wasted money.
The truth is that we need health plans. It is the unknown that can pummel our savings into the ground. What if you don't even have savings? Yikes. The truth is that we need it for the unknown. When and where this unknown occurs is anybody's guess. A more blatant truth about insurance is that most people hardly ever use it. That's why picking the cheapest one for what you need is your best option. Conversely, for those who need a lot of medical care, a higher premium in comparison to the percentage of costs is a wise decision.
Depending upon who you are and what ailments you have determines which health insurance you should have. It can all be confusing sometimes, but an ounce of prevention is worth a pound of cure. In a nutshell, you basically need to know what a premium is, what deductibles are, the percentage amount of deductibles, HMO vs. PPO, in-house vs. out of the network, and what other benefits they offer, e.g. whether they offer an HSA account.
Don't miss this opportunity and then suffer from some accident, wishing that you had just checked. Don't wait until it's too late. You'll save tons of money. If you need help, get on the phone with eHealthInsurance's customer service. They're there to help. Check it out now.